Shared Ownership is great, it makes it possible to buy a house that I wouldn’t normally be able to buy. We pay some rent to the Housing Association along with a service charge, and the rest is the mortgage. It turns out to be cheaper than what we are paying for our rented place at the moment.
We now have to get a solicitor and get the mortgage sorted out fully. We hope to be in by Januray. Its happened so quickly, this time last week we just found out about it, now its ours! Both me and Loo are very excited, and cant wait to move in and get some cats 🙂